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Have you just had a child? Take stock with your mutual!
Attach your child to your health insurance
From the first days after birth, you must perform the procedures with the Health Insurance in order to link your child to your Vitale card or to that of his father. Indeed, the first visits to the pediatrician arrive quickly. Without counting the illness expenses newborns: blood tests, vitamin or medication prescriptions, etc. You can fill out the form directly on the site (My account / My procedures section). Namely, up to 11 days after birth, your medical expenses are 100% reimbursed by the Health Insurance.
A health mutual, for care not covered by Social Security
La complementary health will be used to ensure a partial or total reimbursement of care not covered by Health Insurance. The frequent examples with the arrival of a baby: the overruns of fees with specialists, osteopathy sessions, certain vaccines … And for later optics, orthodontics, radiology, dietetics, psychology … The mutual insurance company can also offer assistance or prevention services.
Notify your mutual insurance company in the month following the birth
In order to avoid disappointments, contact your complementary health care provider fairly quickly (in the month following the birth or the adoption), in order to attach your child to your contract. Each mutual operates differently and will offer you a subscription online or by mail. Among the documents still required to finalize the request: a birth certificate extract.
Remains to choose the most advantageous mutual for children, between yours and that of your spouse (sometimes the reattachment entails a cost, sometimes it is free).
To compare, note the repayment rate for all types of care.
A birth bonus paid by the majority of mutuals
Finally, good news, know that most mutuals pay a tiền thưởng khi sinh young parents: on average between 50 and 200 euros per child.
If you don’t have any complementary health insurance, pregnancy may be the right time to make up your mind. Check with your employer first, who may be able to offer you a collective insurance, more advantageous. Finally, be aware that under certain conditions of resources, you can benefit from a.
TÌM HIỂU THÊM
to know your rights and procedures at birth